An abstract is a condensed history of the title to a particular parcel of real estate as recorded in the public records. Deeds, mortgages, liens and other documents that have been recorded in the County Recorder's Office are all included in the abstract, along with searches for Judgments, State and Federal Tax Liens, Bankruptcies, Current and Delinquent Taxes and Special Assessments.
A partial abstract beginning at a requested date. All searches listed for a full abstract are also available on a stub abstract upon request. Turnaround time is dependent on the length of the stub abstract, but normally within 2-4 days.
Owners & Encumbrances Report
Also known as a Title Report or Current Owner Search: A Report showing current owners of record, all open mortgages and other liens, assignments and extensions, etc. The report also includes the following: search results for Judgments, State and Federal Tax Liens and Bankruptcies against the current owners of record; current and delinquent taxes; tax parcel number (PID); homestead designation; estimated market value and copies of the current vesting deed and pertinent pages of any documents shown on the report. Turnaround time: 24 to 48 hours.
A title report that can be customized to meet the customer’s needs. It can begin with a provided date or cover a specified number of years or deeds (30 years; 2 owners, etc.); include a listing and copies of all recorded documents or be limited to open mortgages or even include prior easements. Any searches listed for a full abstract are also available upon request. If you have special needs, we will do our best to provide just what you need. Turnaround time is dependent on the length of the report, but normally within 2-4 days.
Certificate of Title
A certified copy of the Certificate of Title on file with the County Recorder for registered property (Torrens). All searches listed for a full abstract are also available upon request. Turnaround time: 24 to 48 hours.
An updated report conducted within 6 months of a previous Report. Search includes any new document recorded since the date of the previous report. Name and tax searches can be provided upon request at additional cost. Turnaround time: 24 hours.
Search for requested document based on information provided. Full or partial copies as requested. Turnaround time: 24 hours.
A search for Judgments docketed in District Court and a search for State and Federal Tax Liens and Bankruptcy documents recorded with the County Recorder.
A search of the County Auditor's records for current and delinquent taxes showing total tax, base tax, balance remaining, PID number, homestead designation and Estimate Market Value.
Special Assessment Search
A search of the County Auditor's records for levied assessments. A search for pending special assessments is available upon request for the cities of Red Wing, Zumbrota, Cannon Falls, Wanamingo, Kenyon, Northfield, Faribault and Lake City.